Agent 02 · Accounting

Rent and expenses, reconciled

Read-only Open Banking matches every payment to the right flat, AI files every invoice, and your accountant gets scoped access with a full audit log.

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£41,400

rent collected · 98% on time

▲ 12%

Flat 1 · 12 Roseberry

£1,150 · Paid

Flat 2 · 12 Roseberry

£1,150 · Due 2d

Read-only Open Banking

Rent matched to the right flat, automatically.

Connect every UK bank in minutes via FCA-regulated, read-only Open Banking. MillOS reads payments — never moves money — and matches each one to the right unit.

AI expense capture

Snap a receipt. It files itself.

Forward or photograph any invoice and MillOS files it to the right property and category — MTD-ready, and syncable to Xero, QuickBooks and FreeAgent.

AI captured · just now

🧾

New fridge · £389

Currys → Flat 2 · Capital allowance

Repairs & maintenance£1,240

Furnishings (capital)£820

Logged this quarter

£3,480 · £696 tax saved

Sarah Bennett, ACCA

Your accountant

Scoped access

Q1 income & expenses

View →

SA105 property pages

Export

Full audit log

142 entries

Read-only · no access to your bank credentials

Accountant access

Your accountant sees everything — nothing else.

Give your accountant free, role-scoped access to view and export income, expenses and SA105-ready reports, with a full audit log. They see the books, never your bank login — so year-end becomes a non-event.

Expenses per flat

Upload an expense to the exact flat.

Snap or forward any invoice and assign it to a specific unit in a tap — MillOS splits shared costs, tags the category and keeps a running per-flat total, so every property's profit is always accurate.

Drop invoice or snap a photo

PDF, JPG · AI reads the amount

Flat 1

£640

Flat 2 · new fridge added

£1,029

Flat 3

£410

Open Banking · 1-click

FCA-regulated

HSBC

Barclays

Lloyds

NatWest

Santander

TSB

Nationwide

Virgin

first direct

monzo

Starling

Allica

✓

Monzo linked · 1,204 transactions read & categorised by AI

UK bank integrations

Connect any UK bank in one click.

HSBC, Barclays, Lloyds, NatWest, Santander, TSB, Nationwide, Virgin Money, First Direct, Monzo, Starling, Allica and Metro Bank — link read-only in one click and MillOS's AI reads and categorises every transaction automatically.

Everything the accounting engine covers

Rent by flat

Every payment matched to the right unit — no more portfolio-level guessing.

AI invoice capture

Snap or forward an invoice; MillOS files it to the right property and category.

Scoped accountant access

Free, role-based access with a full audit log so year-end is a non-event.

MTD-ready reports

Quarterly and year-end reports out of the box, ready for Making Tax Digital.

Deposit tracking

Deposit protection references, expiries and follow-ups in one place.

Accounting sync

Two-way sync with Xero, QuickBooks and FreeAgent, plus CSV export.

Your next step

Make year-end a non-event

Try both agents free for 1 week. No card required.

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